How to Become a Treasury Analyst in India: Salary, Skills & Career Growt

Treasury Analyst Jobs In India: Salary, Qualification and Career

A treasury analyst is a professional who is responsible for supervising the financial statements, cash flow, investments, monitoring funds, maintaining liquidity and managing banking relationships of an organisation. To ensure that the financial resources are used effectively and to save the organisation from any kind of wrong financial step or potential risk, organisations search for an efficient treasury analyst. 

With the increasing importance of financial planning and risk management, the demand for skilled treasury analysts is inflating. 

So, if you are someone who is interested in financial planning & analysis, investment management, banking, risk management or accounting, a career as a treasury analyst can offer futuristic job opportunities with attractive annual packages.

What Qualifications Are Required To Become A Treasury Analyst In India?

To become a treasury analyst in India, aspirants need to have a bachelor’s degree in a finance related field and should be well-equipped with industry-relevant financial and accounting skills. 

Some suitable academic qualifications are:

• B.Com
• B.Com hons.
• BBA in Finance or Accounting
• B.Sc in Mathematics or Statistics
• MBA in Finance
• MBA in Finance or Accounting 
• M.Com in Finance or Accounting

Candidates can also pursue professional certifications such as CFA (Chartered Financial Analyst), FRM (Financial Risk Manager), or relevant treasury and financial management courses to enhance their financial aptitude and profiles.

Professionals who do not hold a bachelor’s degree in a finance or accounting related field and want to transition their career as a treasury analyst can opt for online PG programs like an Online MBA in Finance or Accounting or Online M.Com through EduCollege. 

What Skills Are Required For Treasury Analyst Jobs?

Apart from academic qualifications, employers look for candidates with robust analytical and technical abilities.

Some essential skills include:

• Financial Planning & Analysis
• Financial Modeling
• Mathematical  Accuracy
• Statistical & Quantitative Analysis
• Risk Assessment
• Data Analysis
• Problem-Solving Ability
• Technical Expertise
• Effective Communication Skills
• Industry & Market Knowledge

Average Salary Of A Treasury Analyst In India

The salary of a treasury analyst in India mainly depends upon some factors such as work experience, skills, location, industry, employer and technical expertise. Treasury analysts working for MNC’s, large or global banks or big financial institutions may receive higher compensation depending on their key responsibilities.

The following is the approximate average salary breakdown:

Level Of Experience	Approx. Average Salary
0 – 2 years	INR 3 – INR 5 LPA
2 – 5 years	INR 5 – INR 9 LPA
5 – 8 years	INR 9 – INR 15 LPA
8 years & above	INR 15 LPA – 22 LPA+

Note: These are not exact figures but an estimated graph.

Career Opportunities for Treasury Analysts

Treasury analysis offers many progressive career opportunities for professional growth. With relevant experience and advanced financial knowledge, candidates can move into senior positions and managerial roles.

Some potential career options include:

• Cash Management Manager
• Corporate Finance Manager
• Finance Controller
• Head of Treasury
• Senior Treasury Analyst
• Risk Management Analyst
• Treasury Manager

The role of a treasury analyst cannot be fully taken over by Artificial Intelligence (AI) because the role requires human intervention, maintaining professional relationships with banks and financial institutions and many other things which AI cannot do. The demand for treasury analyst will always be evergreen, so if you are thinking of building a career as a treasury analyst, go for it.

Frequently Asked Questions (FAQs)

What is the starting salary for treasury analysts in India?

Generally, the average starting salary for treasury analysts in India is between INR 3 LPA to INR 5 LPA. However these are the estimated figures and the salary can fluctuate depending upon your interview, skills, knowledge and employer.

Can I become a treasury analyst with a B.Com degree?

Yes, a B.Com degree can help candidates to become a deserving treasury analyst in India. However, practical skills like financial management, accounting, risk assessment and technical command are also important.

Is an MBA in Finance useful for treasury analyst jobs?

Yes, an MBA in Finance can help candidates develop knowledge of corporate finance, financial planning, risk management, and investment analysis.

Which industries hire treasury analysts in India?

Almost all the industries hire treasury analysts in India because financial planning and risk management are the areas every organisation needs to work on. However, treasury analysts are highly demanded in financial institutions, banks, MNC’s, IT firms and large corporate organisations.